2026 Mandatory health insurance budget approved by Government

Members of the Cabinet of Ministers today approved the draft mandatory health insurance fund (AOAM) for 2026. The document sets revenues of 18,832,275.8 thousand lei and expenses of 19,217,484.8 thousand lei, resulting in a deficit of 385,209 thousand lei.

The draft was presented during the meeting by Minister of Health Emil Ceban, who said that in 2026 the price of the mandatory health insurance policy will remain unchanged, with the 9% rate applied to salaries and other compensations, while individuals paying a fixed amount will pay 2,527 lei or 5,686 lei, as applicable. Digital nomads and citizens who are abroad for more than 183 days will obtain insured status after full payment of the policy.

The approved funds will cover both medical services and medicines, as well as major investments for the modernization of public health institutions.

In this regard, 240.2 million lei are allocated for the capital repairs of key medical institutions. Among these are: IMSP Emergency Medicine Institute, IMSP Cardiology Institute, IMSP Mother and Child Institute, IMSP Republican Clinical Hospital “Timofei Mosneaga”, IMSP Oncology Institute.

The document also provides for the possibility of redistributing funds between AOAM programs throughout the year, within the limit of 2% of the annual amount of the base fund, a decision that will be approved by the CNAM Board of Directors without changing the law.

The mandatory health insurance fund expenses for 2026 are projected at 19,217,484.8 thousand lei, with an increase over 2025 by 1,826,014.1 thousand lei or (+10.5%). The share of FAOAM expenses in relation to GDP is estimated at 5.1%.

The fund for the payment of medical and pharmaceutical services (the base fund) for 2026 is planned at 18,664,334.8 thousand lei (99.3% of the projected revenues of FAOAM excluding those with special purpose) or by 1,562,805.1 thousand lei (+9.1 %) more compared to the amount approved for 2025.