Citizens wishing to take out loan can find out total cost
Citizens who want to take out a loan can now calculate its total cost, beyond the interest rate. This can be done by using APR Calculator, a free online tool launched by the National Commission for Financial Markets (CNPF).
The APR is the total cost of the loan, expressed as a percentage. Unlike the interest rate, which is only part of the cost, the APR includes all fees and commissions that must be paid. It is the most reliable indicator when you want to compare two offers from banks, non-bank credit organizations, or savings and loan associations.
When offers are perfectly comparable, the loan with the lowest APR is the financial product that will cost you the least. The APR Calculator will help citizens understand exactly how much a loan will cost them, beyond the displayed interest rate. At the same time, the tool allows the comparison of offers, which means that users can analyze different lending options and quickly identify the most suitable solution.
The simple interface of the APR Calculator allows users to quickly enter the necessary data and obtain results in just a few seconds, without needing advanced financial knowledge. The tool can be accessed from any internet-connected device.
To use the tool, citizens must enter the essential information of the desired loan (borrowed amount, interest rate, fees, and other associated costs), and the calculator will automatically generate the APR value, providing clarity on the total cost of the loan.
CNPF recommends that citizens use this tool before signing any credit agreement, in order to review the best offers, save money, and avoid unpleasant surprises.
Facebook
Instagram
X/Twitter
Telegram
Energy Minister: State of alert in energy sector requires responsible consumption of petroleum products
Moldovan PM asks authorities, budgetary institutions to implement strict control of expenditures
VIDEO // Construction works at Chisinau, Vulcanesti substations advance: major equipment delivered, set
VIDEO // Citizens can check in real time gasoline and diesel prices and stocks of fuel stations across country
Moldova aligns with global standards: joining Agroecology Coalition opens path toward modern and resilient agriculture
Ministry of Energy: On 12 March, fuel imports through Giurgiulești Port increased significantly
Deputy Prime Minister attends Moldova–Switzerland Business Forum
VIDEO // Financial support for farmers of Moldova: over 400 million lei in payments through AIPA, compensation for diesel fuel used in spring agricultural work
Speaker about situation in agriculture: We acted in time to prevent complications
MIA Instant Payments, two years after launch
Moldovan Speaker about fuel market situation: We have larger stocks than before war
New rules in eCherha electronic system at border with Ukraine
Moldova’s economy grows by 3.6 per cent in fourth quarter of 2025; sectors with largest contribution to GDP's increase
VIDEO // Moldagrotech exhibition 2026 brings together over 100 exhibitors in Chisinau: farmers discover new technologies for agricultural season
Strengthening social cooperation – on agenda of President’s meeting with Italy’s Minister of Labour and Social Policies
Czech Republic supports implementation of RESTART reform
Deputy Prime Minister holds meetings at U.S. Department of State: Strengthening foreign policy and advancing strategic priorities on agenda
Head of State attends High-Level Conference on Social Rights – European Social Charter
National Bank of Moldova 
Strengthening social cooperation – on agenda of President’s meeting with Italy’s Minister of Labour and Social Policies
Head of State attends High-Level Conference on Social Rights – European Social Charter
Outcomes of visit by Speaker to Brussels: Moldova advances on European path
Moldovan president says inclusion of Roma people should not be seen as problem to be solved, but as obligation related to respecting human dignity
Moldovan government's secretary general has meeting with Italian Minister of Labour and Social Policies
LIVE TEXT // European Social Charter Meeting
Around 3,400 tons of gasoline and diesel imported into Moldova on Wednesday
Council of Europe Commissioner for Human Rights in Chișinău: Consolidated efforts needed to ensure social rights
Council of Europe Commissioner for Human Rights in Chișinău: Consolidated efforts needed to ensure social rights
High-Level Conference on European Social Charter: Social rights - foundation of Europe’s security and stability
Kingdom of the Netherlands reaffirms support for Moldova’s accession to European Union
President: Social rights essential for survival of democracy
New intervention equipment sent from Romania
Council of Europe Secretary General in Chișinău: Global crises require strengthening social rights and institutions
Moldova's State University of Medicine and Pharmacy, national leader in SCImago 2026 rankings
New water filtration system to be installed at north Moldova treatment plant
Moldovan president says inclusion of Roma people should not be seen as problem to be solved, but as obligation related to respecting human dignity
Moldovan government's secretary general has meeting with Italian Minister of Labour and Social Policies
Moldovan deputy PM, U.S. deputy trade representative analyze international trade developments, Moldova's role in regional context
OECD's report, Creating Functional Energy Markets in Moldova, unveiled in Chisinau
Moldovan deputy PM has talks with U.S. Deputy Assistant Secretary for Europe and Eurasia at Department of Commerce
Receive the latest news directly to your email
Receive the latest news directly to your email