Official

21 September, 2026 / 01:13

/ 28 December, 2022

Maximal margin applied for loans in First Home state programme stays 3 per cent in 2023 too

Agenția Informațională de Stat

Chisinau,28 December /MOLDPRES/ - The size of a maximal margin, which creditors will be able to apply during 2023 on the loans guaranteed by state within the First Home programme will be 3 per cent. It will be applied also on the contracts on loan concluded starting from 1 January 2023. The cabinet approved a draft law to this effect today, the government’s communication and protocol department has reported.

The margin of 3 per cent will allow the banks financers participating in the First Home state programme covering their costs borne for the mortgage loan, as well as providing the First Home loan for a period of 25 years – a term established in line with the normative framework in force.

In 2022, the maximal margin applied by banks was similar.

The First Home state programme was launched in March 2018. Presently, the mortgage loans are provided through six commercial banks and 8,097 dwellings have been bought.

Photo: Government

Comment

Latest News

Regulatory framework for extractive waste management harmonized with EU standards in Moldova

Moldovan parliament denounces agreement with Commonwealth of Independent States on interlibrary lending

Moldovan government creates single structure for implementing strategic infrastructure projects

Defence Staff institutionalized by law in Moldova

Moldovan parliament adopts measures to prevent phone scams, electronic communications fraud

Moldova's legislation establishes mechanism for authorizing operators holding emergency stocks of oil products

One-off allowances of up to 4,000 lei for public sector employees; Moldovan parliament adopts rectification of 2026 state budget

Voted in second reading: financial resources allocated to medical services to increase in Moldova

Adopted by Moldova's parliament: criminal liability may also be transferred after reorganization of legal entity

Moldovan parliament adopts rectification of 2026 state social insurances' budget

Moldova becomes part of automated data exchange system with EU member states, facilitating identification of wanted persons, searched property

Moldova to be able to exchange DNA analyses' results with other states, to detect serious crimes

Moldovan parliament speaker in Budapest: ''This is a good time to open a new chapter in the relations between our parliaments and countries''

PM attends anniversary event at National Bank of Moldova

PHOTO // Moldovan PM, mayors from Gagauz autonomy discuss water crisis, political deadlock in Comrat, attracting Turkish investment

Moldovan PM has meeting with mayors from Gagauz autonomy

Moldovan PM discusses with entrepreneurs from southern region, visits more local businesses

PHOTO // PM, after visiting companies in southern region, says products made in Moldova competitive

PHOTO // Moldovan PM says knowing another language, another culture makes Moldova richer

PM, at Etno Fest Taraclia, says diversity of cultures, traditions makes Moldova richer

Moldovan Foreign Affairs Ministry condemns incident near Colonita settlement

Moldovan Border Police monitor situation after explosion nearby border with Ukraine; no fragments found in Moldova

Art Comes to Life – immersive exhibition hosted by Moldova's parliament

Moldova European leader in growth of tourist arrivals in first half of 2026

Moldova to host International Competition for Search and Rescue Dogs for the first time

Moldovan energy minister explains why security stocks cannot be used to reduce gas prices

Data of 2024 Census used in public policy development in Moldova

Estonia to continue providing expertise to Moldova in EU accession process

Moldovan PM meets with Head of Council of Europe Office in Chisinau

Over 20 companies from Moldova present products in Baia Mare, Romania

See more