Official

01 June, 2026 / 19:03

/ 28 December, 2022

Maximal margin applied for loans in First Home state programme stays 3 per cent in 2023 too

Agenția Informațională de Stat

Chisinau,28 December /MOLDPRES/ - The size of a maximal margin, which creditors will be able to apply during 2023 on the loans guaranteed by state within the First Home programme will be 3 per cent. It will be applied also on the contracts on loan concluded starting from 1 January 2023. The cabinet approved a draft law to this effect today, the government’s communication and protocol department has reported.

The margin of 3 per cent will allow the banks financers participating in the First Home state programme covering their costs borne for the mortgage loan, as well as providing the First Home loan for a period of 25 years – a term established in line with the normative framework in force.

In 2022, the maximal margin applied by banks was similar.

The First Home state programme was launched in March 2018. Presently, the mortgage loans are provided through six commercial banks and 8,097 dwellings have been bought.

Photo: Government

Comment

Latest News

EU funds – concrete opportunities for business, investment and development in Moldova

Moldovan PM discusses with Slovakia’s Defence Minister

Head of State signed decree granting citizenship of the Republic of Moldova to Mr Traian Băsescu

Moldovan president summons meeting of National Security Council

Moldova's president signs decree withdrawing citizenship from five individuals

PM attends Study in Moldova event

Moldovan PM attends inauguration of National Tennis Center

Moldovan PM visits settlements hit by heavy rains, flash floods from central district

Moldovan president has phone conversations with European leaders, to advance EU accession negotiations

Voluntary amalgamation of mayoralties in Moldova: 608 decisions approved by local councils

Moldovan deputy PM for reintegration has dialogue with permanent representatives at OSCE

President participated in GLOBSEC Forum in Prague

Moldovan PM attends event dedicated to International Day of Ukrainian Shirt “Vyshyvanka”

Participation of Deputy Prime Minister for Reintegration in OSCE Permanent Council Meeting

Moldova marks International Children’s Day: diverse schedule of activities for whole family

Moldovan Central Electoral Commission presents preliminary results of second round of new local elections

PHOTO // President: It is important to keep alive customs and values that bring us together

Prime Minister: Dniester unites us more than it divides us

President: Dniester - essential for people’s health and safety of our communities

Moldova continues on path to EU even without formal decision on clusters, says head of state

New local elections: over 2 percent of voters cast ballots by 09:00

Prime Minister at Great Children’s Choir: We want every child to know they have seat at grown‑ups’ table, their voice matters

Citizens expected at polls to participate in second round of new local elections for mayor

VIDEO // Head of State on foreign visits: Moldova must convince EU countries to accept accession

Water, roads and public services: why authorities insist on local reform

President: Negative emotions prevailed after Eurovision

PHOTO GALLERY // Best local entrepreneurs awarded at Moldovan Business Gala

President urges citizens to double-check before transferring money to scammers

PHOTO GALLERY // Largest exhibition dedicated to children opened at Moldexpo

MOLDPRES REPORT // Solar energy, batteries and electric transport: green technologies developed in China that could be of interest to Moldova

See more