Official

01 October, 2026 / 12:51

/ 28 December, 2022

Maximal margin applied for loans in First Home state programme stays 3 per cent in 2023 too

Agenția Informațională de Stat

Chisinau,28 December /MOLDPRES/ - The size of a maximal margin, which creditors will be able to apply during 2023 on the loans guaranteed by state within the First Home programme will be 3 per cent. It will be applied also on the contracts on loan concluded starting from 1 January 2023. The cabinet approved a draft law to this effect today, the government’s communication and protocol department has reported.

The margin of 3 per cent will allow the banks financers participating in the First Home state programme covering their costs borne for the mortgage loan, as well as providing the First Home loan for a period of 25 years – a term established in line with the normative framework in force.

In 2022, the maximal margin applied by banks was similar.

The First Home state programme was launched in March 2018. Presently, the mortgage loans are provided through six commercial banks and 8,097 dwellings have been bought.

Photo: Government

Comment

Latest News

Deputy PM for reintegration has meeting with first resident Ambassador of Estonia to Moldova

Prime Minister urges Moldovan companies to prepare for and harness economic opportunities generated by Ukraine’s reconstruction

Prime Minister and Norway’s Ambassador approach strengthening Moldovan-Norwegian relations, continuing joint projects

Moldovan deputy PM says reintegration must be based on gradual rapprochement of two banks of Dniester

Deputy Premier: Reintegration must be based on gradual rapprochement of two banks of Dniester

European expertise for modernizing professional training in public administration

Solutions to maintain water supply discussed at Prime Minister’s meeting with relevant authorities

More than 1,000 people participated in activities dedicated to parliamentary openness in September

Moldovan PM has dialogue with Romanian investors

Moldovan PM, SITA company's representatives discuss investment opportunities in Moldova

Moldovan PM has phone conversation with Austrian chancellor

Deputy PM for reintegration has meeting with Ambassador of Kingdom of Netherlands to Moldova

“Parliament through children’s eyes”: pupils of Moldova express vision of democracy through art

Polish Ambassador awarded Order of Honor at end of term

Police complete investigation at site of drone explosion in Ivancea

People’s Republic of China celebrates National Day

BNM launches commemorative coin dedicated to 80th anniversary of Moldova State University

ARMENPRESS // Armenia and US take practical steps to implement minerals memorandum

Moldovan PM meets Ambassador of Kingdom of Saudi Arabia

Moldovan PM has meeting with U.S. Ambassador

Moldovan president awards Order of Honour to honorary consuls of Moldova in Denmark, Brazil

Moldovan president receives accreditation letters on behalf of new ambassadors of United States, Turkey, Canada, Saudi Arabia, Algeria

Moldovan parliament’s standing bureau approves agenda for plenary meeting scheduled for October 2

Moldovan president receives letters of accreditation on behalf of new ambassadors of United States, Turkey, Canada, Saudi Arabia, Algeria

Deputy PM for reintegration has courtesy meeting with Ambassador of Lithuania to Moldova

PHOTO GALLERY // Moldova Innovation Fund, officially launched with European Union's support

Moldova denounces agreement on cooperation between Commonwealth of Independent States member countries on combating crime in transport

Revenues of 63.3 billion lei collected in Moldova's national public budget in first half of 2026

Moldovan president to pay working visit to Finland

VIDEO // Moldovan PM speaks about insolvency administrators’ activities

See more