Official

03 October, 2026 / 13:36

/ 28 December, 2022

Maximal margin applied for loans in First Home state programme stays 3 per cent in 2023 too

Agenția Informațională de Stat

Chisinau,28 December /MOLDPRES/ - The size of a maximal margin, which creditors will be able to apply during 2023 on the loans guaranteed by state within the First Home programme will be 3 per cent. It will be applied also on the contracts on loan concluded starting from 1 January 2023. The cabinet approved a draft law to this effect today, the government’s communication and protocol department has reported.

The margin of 3 per cent will allow the banks financers participating in the First Home state programme covering their costs borne for the mortgage loan, as well as providing the First Home loan for a period of 25 years – a term established in line with the normative framework in force.

In 2022, the maximal margin applied by banks was similar.

The First Home state programme was launched in March 2018. Presently, the mortgage loans are provided through six commercial banks and 8,097 dwellings have been bought.

Photo: Government

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